Dear Mr. President

I am a person with disability and retiring at the end of the year. Before I retire, I wish to settle all my arrears and obligations with Pag-Ibig.

I was told that there are instances, especially when we have a new president, that delinquencies are resolved by government condonation of all interests and penalties of an unpaid account.

I was expecting our beloved President would issue a Letter of Instruction for such condonation as other presidents before him did. Thus, I wish to call his attention to this, which will be a great help for a retiring PWD like me.

GERARD V. ESTELLA, estellagerard@gmail.com