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An HLURB clarification on mortgage clearance

We would like to thank the Inquirer for the article titled “Ways to avoid being a victim of property scams” (Property, 6/28/14) by Tessa R. Salazar, which we believe should be most helpful to the buying public. As the Inquirer knows, the Housing and Land Use Regulatory Board (HLURB) is also principally mandated to protect the interest of condominium unit and subdivision lot buyers, pursuant to Presidential Decree No. 957.

Posted: July 15th, 2014 in Inquirer Opinion,Letters to the Editor | Read More »

The ‘SOP’ malady

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The pork barrel scam that used nongovernment organizations to siphon off the people’s money is indeed quite brazen. There are many other operations with varying degrees of brazenness—such as “SOP” (standard operating procedure)—but they are all the same: scams.

Posted: March 13th, 2014 in Columnists,Columns,Inquirer Opinion | Read More »

A sociology of scams

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Scams tell us a lot about the nature of our society—more than about the gullibility, greed, or ignorance of our people. Sociologists try to understand how these criminal schemes work, not by figuring out the motives and interests of the individuals they victimize, but by determining the types of social relationships they are able to tap. Moral terms like gullibility and greed contain no analytic value. But, the degree to which communications in a society like ours remain undifferentiated may explain why scam victims are quick to entrust their money to swindlers with no economic credentials or record.

Posted: November 29th, 2012 in Columnists,Columns,Editor's Pick,Inquirer Opinion | Read More »

Greed, need, ignorance and stupidity

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On the part of the schemers-scammers it was, above all, greed. But on the part of the victims, it could be all or some of the above.

Posted: November 29th, 2012 in Columnists,Columns,Inquirer Opinion | Read More »

Scams and the freedom to err

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Reading recent reports of thousands of people being victimized by another pyramiding scam—this time operating out of the cities of Cebu, Pagadian, and Pasay—I found myself entertaining two different reactions. “Serves them right,” I thought, “for not using their commonsense and being blinded by greed.” But then I wondered, “Shouldn’t the government have known about this and stepped in before more small investors were robbed by this pack of swindlers?”

Posted: November 14th, 2012 in Columnists,Columns,Editor's Pick,Inquirer Opinion | Read More »

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