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The top 1%

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Globalization is particularly effective among Filipinos. The great Filipino capacity for assimilation enables us to adjust much quicker to external influences, particularly the dominant ones. In many ways, this special trait allows fast adaptation and has brought blessing after blessing. In other ways, it has been most destructive to a people unable to hold firm on what it most important in culture and history.

Posted: December 19th, 2014 in Columnists,Columns,Featured Columns,Featured Headline,Inquirer Opinion | Read More »

Revisiting Pag-Ibig Fund

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The Pag-Ibig Fund is 35 years old. There is merit in looking at its beginnings and finding lessons from its experience to be able to push capital formation by the working class today: the evolving middle class from overseas Filipinos.

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

Comparative contributions: Malaysia, Singapore, PH

We cannot help but compare Pag-Ibig’s rates of employee-employer contributions with those of the Employees Provident Fund (EPF) of Malaysia and of the Central Provident Fund (CPF) of Singapore. This is best captured by the table of rates of contribution below:

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

By the numbers

6.3 million housing backlog estimate in 2011-2017   13.5 million Pag-Ibig members as of 2013   P344.67 billion total Pag-Ibig assets (2013)   P500,000 minimum housing loan amount   P6 million maximum housing loan amount   30 years maximum repayment period   Interest rates   Housing loan* (as of August 2014): Based on fixing period […]

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

Undocumented

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We know only too well what it means to have an undocumented relative living abroad. A parent dies and one of the children could not be at the funeral. An explanation, about invalid papers, is offered in hushed tones: “Hindi pa ayos ang papeles.” Or, we ask why someone very bright, with a college degree from a top university, could get only low-paying menial jobs after so many years living in the United States. And again, we are told: “Wala pa kasing papeles.”

Posted: November 23rd, 2014 in Columnists,Columns,Featured Columns,Featured Headline,Inquirer Opinion | Read More »

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  • 3 Bilibid officials relieved
  • Private gym, sex enhancers found in second wave of Bilibid raid
  • Court asked to put Pemberton in regular jail, allow media coverage
  • Bilibid inmates given until Christmas Eve to give up contrabands
  • It’s final; Ona quits
  • Sports

  • Inaugural Bataan International Triathlon concludes
  • Rondo thanks ‘most loyal’ Boston fans
  • PH Azkals slip in Fifa rankings, still top dogs in Asean
  • NBA: Rondo headed from Celtics to Mavs
  • 11-year-old Fil-Brit notches karting title in Singapore
  • Lifestyle

  • Post a comment and win a trip for 2 to New Zealand on Singapore Airlines A380
  • How Mika Lagdameo prepares her children for success
  • The dancing is the star in ‘Chicago’
  • Edibles as emergency gifts
  • Gifts for your favorite fashionistas
  • Entertainment

  • Stephen Colbert retiring his ‘Report’ and the host he played
  • All we want for Christmas is Michael Bublé
  • Movie world fears for freedom of speech after cancellation of ‘The Interview’
  • Chris Brown headlines 2015 countdown at the Philippine Arena
  • Controversial celebrities
  • Business

  • BOC files smuggling rap v. G-Shock importers
  • Cosco sets P1-billion share buyback
  • Dow jumps more than 400 points as US stocks surge
  • Abenson on a mission to make Filipinos enjoy the ‘good life’
  • Is marketing a science or an art?
  • Technology

  • Earn more entries to Inquirer’s promo and win a condo
  • Parents warned vs Net lingo: ‘Let’s try 8’
  • Parents warned: Beware of Internet code words for cyber-porn
  • Viral Facebook post helps abandoned child reunite with relatives
  • Vhong Navarro ‘most searched’ in Google PH for 2014
  • Opinion

  • Editorial Cartoon, December 19, 2014
  • Friend compares Erap and Binay on corruption
  • Cooking ‘ng ina ko!’
  • Local is in
  • Bloodshed in a time of peace
  • Global Nation

  • House passes bill defining PH territorial waters
  • Convoy believed to be carrying Pemberton back in Camp Aguinaldo
  • Christmas around the world in photos
  • PH files criminal case vs employer of OFW killed by pet lion in Kuwait
  • Laude family wants Pemberton in local jail during trial
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