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Revisiting Pag-Ibig Fund

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The Pag-Ibig Fund is 35 years old. There is merit in looking at its beginnings and finding lessons from its experience to be able to push capital formation by the working class today: the evolving middle class from overseas Filipinos.

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

Comparative contributions: Malaysia, Singapore, PH

We cannot help but compare Pag-Ibig’s rates of employee-employer contributions with those of the Employees Provident Fund (EPF) of Malaysia and of the Central Provident Fund (CPF) of Singapore. This is best captured by the table of rates of contribution below:

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

By the numbers

6.3 million housing backlog estimate in 2011-2017   13.5 million Pag-Ibig members as of 2013   P344.67 billion total Pag-Ibig assets (2013)   P500,000 minimum housing loan amount   P6 million maximum housing loan amount   30 years maximum repayment period   Interest rates   Housing loan* (as of August 2014): Based on fixing period […]

Posted: December 14th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

New frontiers in affordable housing

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Providing decent, affordable housing is a growing challenge in developing and developed economies alike. With demand far exceeding supply, the adverse effects—on mobility, productivity and growth—are (or will be) increasingly apparent.

Posted: November 18th, 2014 in Columnists,Columns,Inquirer Opinion | Read More »

An HLURB clarification on mortgage clearance

We would like to thank the Inquirer for the article titled “Ways to avoid being a victim of property scams” (Property, 6/28/14) by Tessa R. Salazar, which we believe should be most helpful to the buying public. As the Inquirer knows, the Housing and Land Use Regulatory Board (HLURB) is also principally mandated to protect the interest of condominium unit and subdivision lot buyers, pursuant to Presidential Decree No. 957.

Posted: July 15th, 2014 in Inquirer Opinion,Letters to the Editor | Read More »

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