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Asean financial integration

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As a financial services professional, I applauded the signing into law of Republic Act No. 10641. Here was finally a concrete step toward the promise of further integrating the Philippines into the global economy and benefiting from it. That would be a massive step forward for us.

Posted: August 10th, 2014 in Inquirer Opinion,Talk of the Town | Read More »

PDIC’s role in EIB rehab

THIS IS in relation to Raul J. Palabrica’s column, titled “Hopeful bank rehabilitation” (Business, 3/21/14), on the rehabilitation of the closed Export and Industry Bank (EIB).

Posted: March 29th, 2014 in Inquirer Opinion,Letters to the Editor | Read More »

Big ideas, little loans

The Grameen Bank, which extends small loans to the poor without requiring collateral, is a godsend for impoverished families in Bangladesh. Founded in 1976, the bank (Grameen is “village” in the native tongue) has a simple philosophy: Offer small loan amounts for start-up businesses, make sure that loans are used for what they are intended and that payments are made (peer pressure is often employed in communities). Through the innovative concept of microfinancing, the Grameen Bank has gone on to help the poorest of the poor in Bangladesh. It was made an independent bank by law in 1983, with 90 percent owned by its borrowers and 10 percent by the government.

Posted: March 2nd, 2014 in Editor's Pick,Editorial,Featured Columns,Featured Headline,Inquirer Opinion | Read More »

Rural banking leaner but healthier than ever

This letter is to correct the misconceptions that the Aug. 13 editorial “Rural banking woes” may have created among Inquirer readers.

Posted: August 18th, 2013 in Inquirer Opinion,Letters to the Editor | Read More »

Rural banking woes

Last Aug. 1, the Bangko Sentral ng Pilipinas ordered the closure of another rural bank—the Rural Bank of San Jose del Monte in Bulacan—due to insolvency.

Posted: August 12th, 2013 in Editor's Pick,Editorial | Read More »

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